We live in Indiana. It can get 20 below. Are trees are out all year and triple the next. We don't cut the leaves let them brown and they will fall and insulated your plants. If you cut them before winter they will freeze. Water will get in stem and freeze inside. I would love to send you a picture of our banana tree forest surrounding our house they are second story tall. Hope this helps

We live in Indiana. It can get 20 below. Our trees are out all year and triple the next. We don't cut the leaves. Let them brown and they will fall and insulate your plants. If you cut them before winter they will freeze. Water will get in stem and freeze inside. I would love to send you a picture of our banana tree forest surrounding our house. They are as tall as our second story. Hope this helps